Privacy Policy
This Privacy Policy describes how Credit 2 Cash Mastery ("we," "us," or "our") collects, uses, and discloses your personal information when you use our website, online courses, community platform, and services (collectively, the "Services").
By accessing or using our Services, you agree to the collection and use of information in accordance with this policy.
Information We Collect
We collect various types of information from and about users of our Services, including:
Personal Identification Information: Name, email address, postal address, phone number, date of birth, and any other information you voluntarily provide when registering for our community, courses, or services.
Financial Information: Payment information (e.g., credit card details) when you make a purchase. Please note that we typically use third-party payment processors, and we do not store your full payment card details on our servers.
Usage Data: Information about how you access and use the Services, such as your IP address, browser type, operating system, pages visited, time spent on pages, referral URLs, and other diagnostic data.
Account Data: Information related to your account, including username, password (encrypted), and subscription details.
Communication Data: Records of your correspondence with us, including emails and messages sent through our platform.
User-Generated Content: Any information, comments, or materials you post within the Skool Community or other interactive features of our Services.
How We Collect Information
We collect information in the following ways:
Directly from You: When you register for an account, subscribe to our services, fill out forms, participate in surveys, or communicate with us.
Automatically: Through cookies, web beacons, and similar tracking technologies as you navigate and interact with our Services.
From Third-Party Providers: We may receive information about you from third-party services integrated with our platform, such as payment processors or analytics providers.
How We Use Your Information
We use the information we collect for various purposes, including:
To Provide and Maintain Our Services: To operate, deliver, and improve our courses, community, and support.
To Process Transactions: To process your payments for subscriptions and services.
To Communicate with You: To send you updates, promotional materials, invoices, technical notices, security alerts, and support messages.
To Personalize Your Experience: To tailor content and offers to your interests.
To Analyze and Improve Our Services: To monitor the usage of our Services, conduct research and analytics, and enhance functionality.
To Ensure Security: To protect against fraud, unauthorized access, and other illegal activities.
To Comply with Legal Obligations: To meet legal, regulatory, and compliance requirements.
Sharing Your Information
We may share your information with third parties in the following circumstances:
With Service Providers: We may engage third-party companies and individuals to facilitate our Services (e.g., payment processing, hosting, analytics, customer support). These third parties will have access to your personal information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
For Business Transfers: In connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business by another company.
With Your Consent: We may disclose your personal information for any other purpose with your explicit consent.
Legal Requirements: When required by law or in response to valid requests by public authorities (e.g., a court order or government agency).
To Protect Our Rights: To protect the rights, property, or safety of Credit 2 Cash Mastery, our users, or the public.
Data Security
We are committed to protecting your personal information. We implement reasonable administrative, technical, and physical safeguards to help protect the information we collect and store. However, no method of transmission over the internet or electronic storage is 100% secure. Therefore, we cannot guarantee its absolute security.
Your Data Protection Rights
Depending on your location and applicable laws, you may have the following rights regarding your personal data:
Right to Access: You can request access to the personal data we hold about you.
Right to Rectification: You can request correction of inaccurate or incomplete data.
Right to Erasure: You can request the deletion of your personal data under certain conditions.
Right to Object: You can object to the processing of your personal data under certain conditions.
Right to Restriction: You can request that we restrict the processing of your personal data under certain conditions.
Right to Data Portability: You can request to receive your personal data in a structured, commonly used, and machine-readable format.
To exercise any of these rights, please contact us using the contact information provided below.
Cookies and Tracking Technologies
We use cookies and similar tracking technologies to track activity on our Services and hold certain information. Cookies are small data files placed on your device. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.
Third-Party Links
Our Services may contain links to other websites that are not operated by us. If you click on a third-party link, you will be directed to that site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
Children's Privacy
Our Services are not intended for individuals under the age of 18. We do not knowingly collect personally identifiable information from anyone under 18. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us. If we become aware that we have collected personal data from anyone under the age of 18 without verification of parental consent, we take steps to remove that information from our servers.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Effective Date" at the top. You are advised to review this Privacy Policy periodically for any changes.
Credit 2 Cash Mastery provides financial education and credit-building resources. We do not offer legal, tax, or financial advice, nor do we sell a "get rich quick" program. Our trainings are designed to help individuals better understand personal credit, business credit, and funding strategies, but success is not guaranteed. Outcomes depend on your effort, financial history, and how you apply the information provided.
All content is protected by copyright. No part of this material may be copied, shared, or distributed without written permission.
Funding involves risk, and results vary. Removing negative items from your credit report and securing funding requires following legal processes, and outcomes will depend on lender discretion and credit bureau decisions. We make no guarantees regarding specific amounts of funding or approvals.
Any testimonials or success stories shared represent individual experiences and may not reflect typical results. Most people who participate in educational programs do not achieve large funding amounts because success depends on consistent action and applying the methods taught.
We may recommend services or tools from third-party providers. These are optional, and we are not responsible for their services.